Oklahoma City Car Accident Lawyer
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Have You Been Injured in a Car Accident?
A car accident can turn your world upside down in seconds. Medical bills start piling up, work becomes impossible, and the insurance company pressures you to settle fast—usually for far less than you deserve.
That’s where Colbert Cooper Hill, The Wolf Pack™, steps in.
Our Oklahoma City car accident lawyers fight relentlessly for people injured in car crashes across Oklahoma. Our mission is simple: we take on the insurance companies so you can focus on healing. Don’t wait to give us a call today and find out your legal options.
Getting Legal Help Is Easy
We'll Fight for What You Deserve
Don’t let the insurance company tell you what you deserve. They want to settle insurance claims quickly and cheaply. The Wolf Pack™ will fight for the true value of your claim, helping you get the money you need after an accident!
No Risk, No Up-Front Fees
You never have to worry about whether you can afford legal representation after a car accident. The Wolf Pack works on a contingency fee basis, meaning there are no upfront fees, and you won’t owe us a dime unless we win your case.
Getting the Legal Help You Need Is Simple
The legal process can feel overwhelming after a serious injury, a workplace accident, or the loss of a loved one. On top of managing the aftermath and focusing on recovery or grieving, it can be difficult to know where to start. That’s why our firm focuses on making the process as easy as possible.
How We Help Car Accident Victims
Every car accident case is different, but our promise is always the same: we fight tooth and nail to get our clients the justice and compensation they deserve.
Here’s what we can do for you:
- Handle the Insurance Companies. Adjusters are trained to minimize payouts. We’re trained to maximize them. You’ll never have to face pressure from the insurance company alone.
- Investigate Your Crash. We exhaust all avenues to gather evidence, interview witnesses, and work with experts to prove what happened.
- Protect Your Rights. Oklahoma accident laws are complex. We make sure loopholes, deadlines, or unfair tactics get used against you.
- Calculate Your True Losses. From medical expenses and lost wages to pain, suffering, and future care, we fight for the full value of your claim.
- Stand By You Until the End: Whether your case settles quickly or requires a courtroom battle, we won’t back down.
Do You Have a Case?
Our attorneys will be happy to discuss the details of your accident with you during a free consultation and help determine whether you have a case worth pursuing. However, in general, the following questions are worth asking:
Was Someone Else at Fault?
When someone gets behind the wheel of a car, they have a duty of care to others on the road. If that person fails to exercise reasonable caution and care, and you get hurt, you’re entitled to seek compensation from them.
Common examples of negligence in a car accident include:
- Driving under the influence of drugs or alcohol
- Speeding
- Ignoring posted traffic signs
- Reckless driving
- Distracted driving
Often, the root causes of car crashes can be hard to prove, especially if there were few witnesses or one driver is lying about what happened. An experienced attorney will use sophisticated tactics to piece together what really happened and prove it. Examples include working with an accident reconstructionist or identifying (and protecting) car event data recorders, dash cam footage, and other sources of key evidence.
Did I Suffer Damages?
To have a legitimate claim against an at-fault driver (or any other responsible party, such as a faulty equipment manufacturer), you need to have suffered damages.
Damages include direct financial costs that were caused by the crash, such as hospital bills, medications, and lost wages. Your damages can also include non-economic pain and suffering that directly or indirectly result from your physical injuries. Examples include physical pain, emotional trauma, or loss of quality of life from not being able to spend time with your loved ones or engage in your favorite hobbies.
Am I Within the Statute of Limitations?
The statute of limitations is the time limit to file a lawsuit for your car accident injury. In Oklahoma, you have two years from the time of the accident and injury to file a lawsuit for the compensation you deserve.
There can be exceptions to the statute of limitations, so it’s important to discuss your circumstances with an experienced car accident attorney to ensure you don’t miss any important deadlines.
How Much Insurance Coverage is Available?
In most car accident cases, the compensation that injury victims actually collect comes from insurance companies and policies that apply to the situation. This frequently includes the liability insurance coverage purchased by the at-fault driver, as well as any uninsured or underinsured motorist coverage (UM/UIM) purchased by the not-at-fault car accident victim.
Sadly, in some cases there is very little applicable insurance coverage. If the at-fault driver is uninsured and has few personal assets, and the injury victim has little or no UM/UIM coverage, it may be extremely difficult to recover compensation regardless of how severe your injuries are.
Our legal team makes every effort to uncover every possible source of insurance coverage available in order to get our clients the best possible result.
WHY CLIENTS CHOOSE US
We fight aggressively
Insurance companies know we don’t back down.
We have proven results
We have recovered $100’s of millions of dollars for our clients.
We are lawyers with real compassion
You’re not just a case file — You’re a real person with real injuries.
No fees unless we win
You pay nothing unless we recover for you.
Fighting for What Your Car Accident Case Is Worth
Recovering from a car accident isn’t just about paying today’s bills. It’s about making sure you have the resources you need for the future.
Depending on your case, you may be entitled to compensation for:
- Medical bills, hospital stays, and rehabilitation
- Lost income and reduced earning capacity
- Property damage
- Pain and suffering
- Emotional distress
- Long-term disability or care needs
- Wrongful death damages for families who’ve lost loved ones
The insurance company’s first offer is almost always too low. Never accept it until you have had the chance to speak with an Oklahoma City car accident lawyer. Our job is to help you determine the full cost of your needs and push back for every dollar you deserve.
Call Colbert Cooper Hill Today
If you’ve been injured in a car accident, you don’t have to face the fight alone. Call Colbert Cooper Hill, The Wolf Pack™, and let us take the weight off your shoulders.
Our Oklahoma City car accident lawyers are ready to protect you, fight for you, and win for you. Your consultation is free, and you pay nothing unless we win.
Call us at (405) 363-2874 or fill out our online form to get started.
Frequently Asked Questions
What you do in the moments after a car accident can greatly matter for both your health and your claim. You should take the following steps:
Call for help and seek medical treatment. Even if you don’t feel injured right away, get checked out by a medical professional. Injuries like whiplash, internal bleeding, or concussions can take hours or days to surface. Early documentation also strengthens your legal claim.
Call the police and get a report. According to Oklahoma law, if someone is injured or property damage appears to be more than $500, you should contact law enforcement for a crash report. The official police report is critical evidence for insurance and legal claims.
Take photos and video if safe to do so. Document the accident scene including vehicle damage, skid marks, traffic signs, lighting conditions, weather, and your injuries.
Exchange information with other drivers. Get names, contact info, insurance details, and vehicle information for all involved parties.
Gather witness contact details. Independent witnesses may offer key accounts later.
Keep all records. Hold onto medical records, bills, receipts, repair estimates, lost wage statements, and anything else related to your accident.
Contact an experienced Oklahoma car accident lawyer. Your legal team can begin building your case while protecting your rights and paperwork from the start.
Oklahoma has a statute of limitations that limits the time you have to file a personal injury lawsuit. For car accident injury claims, the deadline is 2 years from the date of the accident.
If you miss this deadline, you could lose your right to pursue compensation, even if you’re seriously injured.
Call an Oklahoma car accident lawyer as soon as possible so your legal team can preserve evidence and build your case while memories and records are fresh.
Insurance companies have teams of adjusters and defense lawyers whose job is to minimize payouts. They will look for reasons to reduce your claim or deny it entirely.
A car accident attorney:
- Knows how insurance companies operate
- Communicates and negotiates directly with adjusters
- Calculates your total damages, including future medical care
- Gathers needed evidence (medical records, accident reconstruction, expert testimony)
- Protects you from making mistakes that could hurt your claim
- Will take your case to court if needed
An experienced Oklahoma car accident lawyer will lower your risk of accepting an offer that’s far less than you deserve—sometimes only pennies on the dollar compared to the true value of your losses.
You are not required to speak with the other driver’s insurance company. In fact, it’s almost always your best interest to avoid direct communication before consulting an attorney.
Insurance adjusters may seem friendly, but their goal is to minimize your claim. They may ask you to:
- Provide a recorded statement
- Sign medical authorization forms
- Accept a quick settlement
Don’t do any of the above. Instead, politely refer all questions to your car accident lawyer.
BLOG: Insurance Company Dirty Tricks (and How to Deal with Them)
Insurance companies often make early offers hoping you’ll accept less than your case is worth.
Be wary:
- Initial offers are often too low
- They may not account for future medical care
- Accepting too early can eliminate your right to later compensation
Never accept an offer without consulting a car accident lawyer.
Most car accident injury cases do not go to a full jury trial. In fact, the vast majority resolve through settlement negotiations before litigation ever begins.
A lawsuit is simply the formal step of filing documents with the court. Even then:
- Many cases still settle after a lawsuit is filed
- Only a small percentage ever go to a jury trial
- Your lawyer will prepare your case as if it may go to trial, which strengthens your negotiation position
If a fair settlement cannot be reached, going to court may be necessary — and when that happens, The Wolf Pack™ will fight tooth and nail to protect your rights every step of the way.
No. Oklahoma does not require Personal Injury Protection (PIP) coverage.
Instead, Oklahoma drivers may choose to purchase Medical Payments Coverage (MedPay), which helps pay for medical bills after an accident regardless of fault. MedPay is not required, but it can be helpful.
Note: MedPay does not cover lost wages or non-medical costs like PIP often does in other states.
Yes. Oklahoma is an at-fault state. This means:
- The person responsible for causing the accident is financially responsible for the victim’s losses
- You may pursue compensation from the at-fault driver’s insurance company
- You are not required to collect from your own insurer if the other driver is fully responsible
If the at-fault driver has inadequate insurance, you may be able to use your own Uninsured/Underinsured Motorist (UM/UIM) coverage.
BLOG: How Do Adjusters Determine Who is At Fault in a Car Accident?
In addition to your injury claim, you may be entitled to compensation for property damage, including:
- Cost to repair your vehicle
- Replacement of your vehicle if it is totaled
- Diminished value (if your car is worth less after repairs)
- Rental car or transportation costs while your vehicle is unavailable
Even if your car still drives, document every issue and have a trusted mechanic inspect it.
Property damage claims are separate from personal injury claims. Here’s how the process generally works:
- The insurance company evaluates the crash and determines fault
- They assign an adjuster or appraiser to estimate repair costs
- You can choose your own repair shop
- If the insurer disputes fault, you may need to file your own claim
It’s often best to have an Oklahoma car accident lawyer assist you so you receive full value for repairs or replacement.
Unfortunately, many crashes involve hit-and-run drivers or drivers without adequate insurance.
If you have Uninsured Motorist (UM) or Underinsured Motorist (UIM) coverage on your policy, you can make a claim under your own insurance:
- For injuries caused by a driver with no insurance
- For injuries that exceed the at-fault driver’s coverage
- For hit-and-run accidents where the at-fault driver cannot be identified
Oklahoma law requires insurers to offer UM/UIM coverage at the same limits as your liability coverage, but you must affirmatively accept it. In many cases, carrying higher UM/UIM limits is inexpensive and worthwhile protection.
BLOG: What Happens If I Was Hit by an Uninsured Driver in Oklahoma?
Medical expenses must be paid as they occur, even if your claim is unresolved.
Common solutions include:
- Health insurance
- MedPay (if you purchased it)
- Hospital or provider payment plans
- Negotiation with providers
- Legal assistance to pursue compensation
If your health insurer pays your bills, your attorney can help ensure you satisfy any required reimbursements from your settlement.
Oklahoma follows a modified comparative negligence rule. This means:
- You can still recover damages if you are 50% or less at fault
- Your recovery is reduced by your percentage of fault
- If you are 51% or more at fault, you cannot recover compensation
Example: If you are found 30% at fault and your total loss is $100,000, you would be eligible for $70,000.
Determining fault can be complex, so having a skilled Oklahoma car accident attorney is important, especially when insurance companies try to shift blame onto you.
No one can predict the exact timeline, but most cases resolve in several months to a year. However, more complex case may take longer.
Factors that can affect the timing of a car accident case include:
- The severity of your injuries
- Whether liability is clear
- Whether the insurer cooperates
- Whether negotiations or litigation are necessary
Your Oklahoma car accident lawyer will keep you informed every step of the way.
If another driver was at fault and you were not ticketed, your insurance rates typically should not increase because of their accident.
If you were partly at fault, there may be an impact. Your Oklahoma car accident attorney can help explain and protect your interests.